Policy

Policies That Expand Freedom

We don't endorse parties or candidates. We look at policies, one at a time, and ask a single question: does this give people more freedom or less?

Why your freedom depends on everyone's

Financial freedom isn't built in isolation. The rules we all live under decide how much of what you earn you keep, how easily you can start or buy a business, whether your property is secure and whether the same rules apply to everyone. When those rules expand freedom for one person, they almost always expand it for the next.

Supporting a pro-freedom policy is one of the few things you can do that pays off for people you will never meet, and comes back around to you.

Opportunity compounds

Lower barriers to work, ownership and enterprise create more businesses, more jobs and more competition, which means better wages and prices for everyone.

Rights protect all of us

A right protected for your neighbor is a right protected for you. Equal treatment under the law only works when it is defended for everyone.

Accountability spreads

Transparent, limited government spends more carefully and is easier to fix, whoever is in charge.

Choice builds resilience

When people can choose their schools, care, work and investments, they adapt faster, and the whole community is stronger for it.

How we score a policy

Every policy on this page gets a Freedom Score from 0 to 100, built from five equally weighted tests. We score what a policy does, not who proposed it.

Click any score to see its scorecard, which cites the specific sections of the law or bill behind each point.

75–100 Strongly pro-freedom50–74 Mixed0–49 Restricts freedom

Policies we’ve scored

ScoreNameSponsor & PartyStatusStatus DateGov
21 Affordable Care Act (H.R. 3590) Rep. Charles Rangel (D-NY) Law Mar 23, 2010 US
84 FairTax Act of 2025 (H.R. 25) Rep. Earl L. “Buddy” Carter (R-GA) Active bill Jan 3, 2025 US
21Freedom ScoreScorecard →
Health Care

Affordable Care Act (ACA)

US · Law · Signed March 23, 2010 · Sponsor: Rep. Charles Rangel (D-NY)

The ACA requires insurers to cover people with pre-existing conditions at the same price, sets minimum required benefits for individual and small-group plans, subsidizes marketplace coverage, lets states expand Medicaid and requires employers with 50 or more full-time employees to offer coverage. The individual mandate penalty has been $0 since 2019. It is funded in part by new taxes, including a 3.8% tax on investment income for higher earners.

  • Individual choice8/20
  • Economic opportunity5/20
  • Limited, accountable government1/20
  • Equal treatment under law5/20
  • Property and privacy2/20
Adds freedom

Coverage no longer depends on staying with one employer, which frees people to change jobs, start businesses or retire early. Pre-existing condition protections apply to everyone.

Limits freedom

Mandated coverage eliminated low-cost, high-deductible catastrophic plans, and the rules pushed insurers and providers to consolidate, reducing competition. It widens the gap between haves and have-nots: many people get narrower care while those who can afford it go outside insurance to concierge doctors. It makes the young subsidize the old and the healthy subsidize the unhealthy, reversing the incentive to live healthy. It is a sweeping expansion of the federal government: new federal exchanges, open-ended subsidies, a Medicaid expansion and broad new rule-writing power over every health plan. It also discourages hiring past 50 employees and adds taxes on investment income.

Status as of 2026: the temporary enhanced premium subsidies expired at the end of 2025; the underlying law remains in effect.

See the scorecard →Read the law
84Freedom ScoreScorecard →
Taxes

FairTax Act of 2025

US · Active bill (H.R. 25) · Introduced Jan 3, 2025, referred to House Ways and Means · Sponsor: Rep. Earl L. “Buddy” Carter (R-GA)

The FairTax repeals the federal income tax (individual and corporate), payroll taxes and the estate and gift taxes, and replaces them with a single 23% national sales tax on new goods and services sold to final consumers, starting in 2027. Every lawful-resident household gets a monthly rebate that covers the tax on spending up to the poverty line. Used goods, business inputs and exports are not taxed. States collect the tax, and the IRS is wound down.

  • Individual choice17/20
  • Economic opportunity19/20
  • Limited, accountable government15/20
  • Equal treatment under law16/20
  • Property and privacy17/20
Adds freedom

You keep your whole paycheck. No tax on wages, savings, investment or capital gains, no income tax returns and no IRS. You decide how much tax you pay by what you choose to buy new. One rate for everyone, with no loopholes to lobby for.

Limits freedom

The monthly rebate creates a new federal payment to every household and requires registering each family member's Social Security number. A 23% rate is high, retailers become tax collectors, and if the income tax is ever brought back on top of it, Americans could face both.

Status as of October 2026: introduced with 15 House Republican sponsors and cosponsors; awaiting action in the Ways and Means Committee.

See the scorecard →Read the bill

More policies coming soon

We're reviewing and scoring more policies now. Check back, or join the club to hear when they're posted.

Freedom.Club is not affiliated with any political party or candidate. Scores reflect our own analysis of each policy against the criteria above.